• The Unlucky Many The Credit Crunch and the Mortgage Market

    How has the credit crunch affected you?’ is going to be one of the biggest and most often asked questions of 2008, and only a lucky few will likely be able to answer -not at all’.

    More likely is you’ll receive an answer from one of the unlucky many whose finances have been stretched and tested – especially those with mortgages. In just a couple of years, the face of the mortgage market has changed dramatically, with banks and lenders desperate to pull something back in the wake of some reckless credit lending in recent years.

    These changes are reflected in the results of recent studies into the mortgage market, in particular the facts showing the limiting of mortgage products available. March 2008 alone saw a drop of 2026 mortgage products (from 7726 to 5700) across the residential and buy-to-let markets, while home-loan deals have seen a fall from the 15,600 available in July 2007, to just 4,700 available today. Overall, then, mortgage lending has declined to an estimated 24 billion, a 6% decrease from February 2007, while February 2008 saw the lowest number of new mortgages approved since July 1995.

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  • Worst Sales Jobs – Why You Need To Go Freelance

    The 6 Worst Sales Jobs (and why you need to avoid them — at all costs)

    In this entry I’m going to run through what I think are the 6 Worst Sales Jobs you could be in. I’m going to encourage you to avoid them, or, if you’re already in one, encourage you to get the hell out as quickly as possible.

    Because here’s the thing …
    * The economy is suckin’ it right now …
    * and it’s probably not getting better anytime soon.
    A lot of companies (even big ones) are downsizing, or they’re flat out going under.
    * A lot of folks in sales are looking mighty hungry, and more than a little desperate and panicky anymore.
    I personally know guys who were pulling down $25K a month in sales commissions a few years back … who are now having a hard time making their car payments and are starting to worry about losing their homes.
    And here’s why:
    * They’re in the wrong market.
    * And they’re operating from the wrong model.
    And even if they were in the right market, even if things were going “good,” they’re miserable, overworked, overstressed, trapped in sales careers they should have been rethinking long ago.
    They’ve been chasing the buck.
    And for this, they have been sacrificing what is far more important:
    * Lifestyle.

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  • Leasing commercial property

    Leasing commercial property can be a complicated matter, or it can be an easy and understandable matter. If you consult with a good lawyer, such as a wills trusts lawyer, you’ll be able to get the facts and guidance you need to make the right decisions for your property lease. In this article, you’ll learn about leasing commercial property and some considerations you should be aware of. You’d think that it’d be pretty simple. You have one party who owns the property and a second person who wishes to lease it. The second party pays the first party a given amount of rent money, as established in the beginning of the transaction. The first party allows the second party to inhabit the property in exchange. Easy! However, things can get pretty involved when you’re thinking about commercial property, especially, as opposed to simple property you live on. A company who wants to lease a space needs to be sure that the space will serve their business adequately, or else everything might suffer. The contract and details of the agreement need to be clearly laid out and agreed upon, as do the consequences for when or if one of the parties fails to adhere to their end of the contract. When leasing commercial property, you’ll want to be informed before you sign the lease about things like terminating a lease, how long you must have the lease, and details about the utilities that are or are not included in the rent amount. There may also be ways to purchase the lease in terms of square feet of the property, so that you don’t have to buy everything. If your business will not benefit from having more space, it may be wise to thus reduce the amount you’re leasing, if that works for the landlord. You’ll also definitely want to make sure that you’ll be able to change or remodel parts of the space. Some people will not allow their tenants to alter the appearance of the space permanently, but if you really need to do that for your business and idea for the area, you should obviously look elsewhere for the property.

    For more details visit website at http://www.lawpo.com/ a>

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  • Condominiums – A Smart Investment

    The prices

    The costs} of condos are going up in some areas and down in {otherher

    different} areas, {but

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  • Saket And Vasant Kunj Is South Delhis Major Real Estate Destinations

    South Delhi has two major real estate destinations that were primarily residential in nature but took on a distinctly commercial flavor recently, thanks to a large land auction in early 2000 by DDA.

    Vasant Kunj and Saket were both considered premium residential areas with a large number of residential options. However, with clusters of premium retail malls developing here, both Vasant Kunj and Saket have evolved as major retail destinations. The affluent residential populace in the region has led to a high-profile positioning for the malls and a healthy rate of footfalls. Both areas are also on the Delhi-Gurgaon Metro link and are expected to see an enhancement in the number of footfalls to its retail malls.

    Vasant Kunj

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