Monthly Archives:May 2017

  • Fha Streamline Refinance Mortgage

    Is the FHA streamline mortgage refinance really free or a scam?

    The FHA streamline refinance is a mortgage program that allows borrowers, with FHA loans, to lower their existing mortgage payments and bypass many of the requirements that lenders usually require for new loans. The logic behind the reduced requirements is simple. FHA streamline refinances do not allow borrowers to increase their current loan balances. Since no additional money is being loaned, there is no additional risk for FHA or the lenders. This is also why they often waive appraisals.

    Although FHA streamlines are simple and fast (most close within 30 days), they are still considered mortgage refinance transactions. Under the Real Estate Settlement and Procedures Act (RESPA) all refinance transactions require that the title companies (usually attorneys) review the files and pay all of the required municipal fees at closing. Even if a lender waives their fee (Ex. no-closing-cost loans), the title company and local recording fees must still handle the closing and be paid. This raises the primary question. Can mortgage companies advertise no-closing-costs programs when essentially all mortgages have mandatory fees? Are FHA streamline loans really free?

    The answer is yes and no. Yes, there are legitimate ways for FHA borrowers to lower their mortgage payments, without increasing their loan balances and without upfront cash. No, all programs that say no-closing-cost mortgages are not truly no-cost. The majority make it sound free, but actually charge upfront fees and add the fees to borrowers loan balances. How does this happen? Most borrowers do not understand the specific meanings of various mortgage terms and unknowingly misinterpret what they hear or read.

    The terminology mortgage companies use in advertisements is often the cause of the discrepancies. When lenders promote no-closing-costs mortgages, people generally assume the loan will be free. Since most borrowers do not know the difference between settlement fees and closing cost, they simply interpret no closing costs to mean absolutely no fees or costs. This is what confuses most people.

    There are distinct differences between the terms closing costs and settlement fees. Closing costs are exclusively the fees that the banks or lenders charge. These fees are generally for underwriting, credit reports and miscellaneous fees. However, there are other parties involved and other costs in a mortgage transaction to consider.

    Settlement fees are a completely separate set of fees. The settlement fees are not controlled by the lender and are not paid to the lending entity. The settlement fees are the combination of attorney, title and local recording costs that are required to close a loan. Remember, when lenders state no-closing-costs the lenders are only waiving their fees. This does not meant that the borrowers will not incur any fees throughout the transactions. The settlement fees for attorneys and recordation always have to be paid. In most cases, the fees are added to the borrowers existing mortgage balances, but there are some exceptions.

    Although they are rare, a few lenders offer FHA streamlines loans that do not add closing or settlement fees to the borrowers loan balances. They also require no cash. This is possible, because the lenders pay the fees for the borrower by issuing the borrower a Title Fee Credit. The Title Fee Credit covers the fees the lenders would typically add to the borrowers balances. The borrowers receive lower mortgage payments, without upfront cash and without using equity to pay fees. The lenders benefit, because they only use a portion of their commissions or revenue to pay the settlement fees via the Title Fee Credit. Everyone wins.

    There are some drawbacks to loans that have the lender pay the settlement fees. First, the borrower rarely gets the lowest rate available, because the lender often increases the rate slightly to justify paying the settlement fees. Second, if a borrower plans to stay in the home for a long time and does not anticipate lower rates in the future, the Title Fee Credit options could end up being more expensive over time. However, in most cases it makes more sense to avoid upfront costs whenever possible, even if it means paying a slightly higher rate. If the borrowers decide to move, sell the homes or see opportunities to drop their rates further in the future, they do not have to worry about money spent on previous transactions.

    In conclusion, when a borrower is able to refinance without cash out of pocket and without adding fees to their existing loan balance, many would consider the transaction free. Although attorneys may disagree, most consumers consider a loan free when they get a lower mortgage payment and keep their loan balances the same. When considering an FHA streamline refinance or interest rate reduction loan, be sure to look at the transaction as a whole and select the option that is most feasible for you.

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  • Cyprus Home Property

    Cyprus is a hotspot for real estate opportunities it is a premier tourist destination with its natural beauty and friendliness, drawing people to invest in Cyprus property. While the recession has affected many countries negatively, Cyprus has enjoyed a relatively unaffected steady growth over the past decade.

    Why is Cyprus such a wonderful place to invest in property? –

    It is a popular, warm and sunny island, ideal for those who want a summer home. With its friendly folk, relaxing ambience, pristine beaches and sandy shores, what else is there to be desired in a Cyprus property? Cyprus has one of the most agreeable climates in the world warm summers and mild winters and is consistently bright and sunny for 11 out of 12 months.

    In addition to the gorgeous coastlines and ancient archaeological sites across the island, Cyprus has plenty to offer to would-be home owners. Cyprus boasts an advanced economy, a booming infrastructure and a stable government. The cost of living is relatively low compared to its European counterparts, whilst the quality of life is healthier.

    The excellent news for an investor searching for Cyprus property is that English is the second language spoken there, so it is not essential to learn the native language Greek to communicate with the locals and negotiate for the best properties available. Cyprus has also adapted the British-based banking and legal system, so the paperwork is quite similar to that used in English property transactions. Ever since 2004, Cyprus was included as a member of the European Union (EU), and adopted the euro as its currency in 2008. This makes it easier for EU citizens without permanent residency to buy properties in this wonderful island.

    Cyprus is an extremely safe place to live, and boasts a very low crime rate. It has excellent medical, educational and communication facilities, making the decision to buy property easier, knowing that you will be living in a safe and developed environment. Even if you do not want to live in Cyprus, purchasing property is still an excellent investment and is quite lucrative for those looking to make money. One can buy property and be assured that its value will increase as the years go by.
    Searching for the right property to buy in Cyprus is no easy task, and it is best to get the services of a Cyprus realtor to get the best advice on your investments.

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  • Powerblock Classic 50lb Adjustable Dumbbell Set An Individual Review

    To many a variable dumbbell system may be just like an expensive purchase, however which is not the way in which it. A very good set might cost you 300-500 dollars for the way good as well as how heavy you’d like, but this is simply a nice price for the pleasure adjustable dumbbells can bring.1.Adjustable dumbbells are less expensive than see the gym. Think about how precisely precisely much a gym membership could cost lately, it is not a little expense. My business is dealing with Ny city right now along with the closest gym to my advice costs around 150 dollars each month, that is the whooping 1800 dollars I would personally be forced to pay yearly. Now maybe to your a person who doesn’t appear like a lot of cash but if you ask me it sure does. I bet I wouldn’t use it each day. Now my new pair of adjustable dumbbells require me to pay 400 dollars, a high-end purchase, only single time purchase.

    Reason Number 1: Great at saving you space.Do you live in a small condominium unit? Thinking of renting a location? Or does one simply not have adequate space at your home for the entire rack on the complete solid surefire hex set? If that is, a group of adjustable dumbbells just might be the best choice for your requirements. Adjustable weights, for instance the Cap Barbell Classic 50lb adjustable set, can replace as much several pairs of fixed dumbbells. You no longer need a rack of hexagon solid weights any time you own adjustable ones. In lieu of displaying these questions huge rack that might occupy space, all you need to do is keep adjustable dumbbells through your bed or within table.

    While the purchase of a pair of adjustable dumbbells following things need to be taken into account:1. The adjusting mechanism – The mechanism should be simple effective. You will end up switching around many weights it needs to be fast and simple.2. Grip – Grip is essential. You should contain the dumbbells before purchasing and be sure you are more comfortable with the gripping.

    2.Use your arms to make yourself and support unwanted weight making use of your arms plus the balls on your feet.3.You now form the plank, which is a straight line from top heels4.Lower yourself down until your elbows form a 90 degree angle, breath in once you lower yourself down.5.Now raise yourself upwards beyond the ground, breathing out because you do. Bring yourself back to the plank position.

    Front Raises – These are definitely an extremely sufficient exercise for strengthening your arms. Water resistant your arms as a result of your side whilst your feet shoulder length apart while holding the weights in each hand. Alternating between arms, boost the dumbbells up when in front of the entire body stopping when arms are fully extended and parallel down. In a very controlled and slow motion return the arm here we are at the starting position. You can target different muscles in each arm by merely switching how you contain the dumbbells up to you. Palms out will attempt to work your biceps, while holding all of them your palms in will consentrate on your forearms

    However, if strength, power, and muscle size are one within your goals, then obtain the Power Block Elite Set or even Power Block Pro Rexan models. These models are upgradeable to some more 125-130 lbs from each dumbbell if you pick an add-on. A the complete set, saving you from upgrading at another time.Other BenefitsPatented Selector Pin Design- Power Block dumbbells work with a selector pin to change weights, exactly like a stack machine with a gym.

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  • Goa Real Estate Emerging Realty Destination

    Goa is situated on the west coast of India and is famous for its millions of years old beaches, world heritage architectures and worship places i.e. both temples and churches. The capital of Goa is Panaji and is highly distinct from all other cities of India. Goa is the hottest and the most popular tourist destination for its pristine beaches and international lifestyle.

    The city of Goa splashes a terrific blend of old and new, verdant hill forests, shiny sand, swaying coconut trees, infrastructural marvels perfectly coupled with hospitable and charming people. This region known as the smallest Indian city does not only lure holidayers but property investors also. The investment avenues are evergreen in this city as all the above luxuries can be enjoyed throughout the year. Goa seems to be a perfect investment destination for many as relaxed and quality living is its primary offering. You can enjoy your retirement life amidst its greenery and sparkling environs by investing in Goa property now before prices are spiraled high. You can invest in any kind of property like penthouses, flats, guest houses, rest houses, hotels or other kinds of residential and commercial properties.

    With the growing awareness of the tourism potential in Goa and the entry of various international events, the property rates have already grown high. The real estate in Goa is blooming and rates are expected to grow further. The temperature of this city is congenial and suits all kinds of visitors from across the world. It has a global appeal that makes it a favorite with foreigners and continues to invite investments from international corporate entities. Being known best for holidaying, businesses in hospitality are at the top in Goa. In the commercial sector, tourism companies and hotel industry show great interests in Goa real estate. Steep rise in commercial realty rates has also been predicted by the real estate experts.

    Moreover, properties in Goa are extremely eye-catching that keep the watcher hooked to them. It is known for its architecture and cultural places like age-old churches and temples. People from far flung areas come to visit these pristine marvels, making this city a precious jewel for the country. Such attractions make it one of the most sought after realty destinations of India. It would always prove beneficial to invest in property in Goa as it will inevitably grow as a holiday destination and a tourist spot.
    The future scope of Goa real estate is unlimited and so, realtors and property agents advise investments in the current scenario as it would soon witness sky rocketing prices. This investment would reap high profits in future and so, various leading property dealers like DLF, Parsvnath, Acron, Araujo Home Makers, Sanatan Financers, etc. are entering in Goa in the quest for investment avenues. Some of the upcoming Real Estate Projects in the city are listed below:

    1. DLF is all set to come up with a glitzy shopping mall in Panajis Patto in Goa.

    2. Prominent real estate developer, Parsvnath Builders and many others are constructing projects with the aim of transforming scenic locales of Goa into huge housing segments featuring health clubs, tennis courts, shopping malls, hospitals, schools, etc.

    3. Apartments on the beach or one with a river view or an exclusive bungalow featuring top-notch facilities, etc. will be the new face of the beach city, Goa. Shopping arcades featuring top brands are also mushrooming in the city.

    According to real estate consultants, residential property in Goa asks for high rentals along with good resale value. The construction boom has swept the entire city while it emerges as the upcoming realty destination.

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  • How To Get Very Low And The Best Mortgage Wisconsin

    You might know that getting the best mortgage Wisconsin is a little difficult. But then it is not at all difficult.

    The need for money can arise at any point of time and thus it is important that when you pick on the sources that can help you they should be reliable too. For all these cases it is suggested that you pick on those who can allow you the best kinds of mortgage loans. But before you end up asking any of them it is necessary that you take a look at all that they have to offer you with. This is because just when you do so you will get an idea that whether they are the ones who will give you good stuff or not. There will just be too many ads which will entice you and lure you. But you need to analyze by yourself and know the fact that there should not be any wrong and hasty step that you need to get on.

    You have to be sure on what you are going to select and it is just then that you will get something really good and worth it. You need to look at all your needs and requirements. See what you need and what is it that is important for you. It is then that you can be assured of the fact that you will get the best mortgage Wisconsin loans which you are looking forward at. The best that you can do is waiting for the few of the right kind of mortgage loans Wisconsin deals. There will be a lot of such providers who may help you out with and thus you shall get the best that you actually want.

    This will all be very easy for you and you will just have to satisfy all your property needs that you otherwise have. Always make sure that you do not look on someone who is not that reliable and trustworthy. This will have a very bad impact because here a lot of money and security is going to be at stake. It is therefore suggested that you pick on the right kind of mortgage loans as they will be good for you in all the many ways.

    Many a times you will not come across the best mortgage Wisconsin providers. In all such cases you can think to take help of some good kind of sources. These will also include looking out for the right kind of loans providers on the web or then taking reviews for the same.

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  • Fha Streamline Refinance Mortgage

    Is the FHA streamline mortgage refinance really free or a scam?

    The FHA streamline refinance is a mortgage program that allows borrowers, with FHA loans, to lower their existing mortgage payments and bypass many of the requirements that lenders usually require for new loans. The logic behind the reduced requirements is simple. FHA streamline refinances do not allow borrowers to increase their current loan balances. Since no additional money is being loaned, there is no additional risk for FHA or the lenders. This is also why they often waive appraisals.

    Although FHA streamlines are simple and fast (most close within 30 days), they are still considered mortgage refinance transactions. Under the Real Estate Settlement and Procedures Act (RESPA) all refinance transactions require that the title companies (usually attorneys) review the files and pay all of the required municipal fees at closing. Even if a lender waives their fee (Ex. no-closing-cost loans), the title company and local recording fees must still handle the closing and be paid. This raises the primary question. Can mortgage companies advertise no-closing-costs programs when essentially all mortgages have mandatory fees? Are FHA streamline loans really free?

    The answer is yes and no. Yes, there are legitimate ways for FHA borrowers to lower their mortgage payments, without increasing their loan balances and without upfront cash. No, all programs that say no-closing-cost mortgages are not truly no-cost. The majority make it sound free, but actually charge upfront fees and add the fees to borrowers loan balances. How does this happen? Most borrowers do not understand the specific meanings of various mortgage terms and unknowingly misinterpret what they hear or read.

    The terminology mortgage companies use in advertisements is often the cause of the discrepancies. When lenders promote no-closing-costs mortgages, people generally assume the loan will be free. Since most borrowers do not know the difference between settlement fees and closing cost, they simply interpret no closing costs to mean absolutely no fees or costs. This is what confuses most people.

    There are distinct differences between the terms closing costs and settlement fees. Closing costs are exclusively the fees that the banks or lenders charge. These fees are generally for underwriting, credit reports and miscellaneous fees. However, there are other parties involved and other costs in a mortgage transaction to consider.

    Settlement fees are a completely separate set of fees. The settlement fees are not controlled by the lender and are not paid to the lending entity. The settlement fees are the combination of attorney, title and local recording costs that are required to close a loan. Remember, when lenders state no-closing-costs the lenders are only waiving their fees. This does not meant that the borrowers will not incur any fees throughout the transactions. The settlement fees for attorneys and recordation always have to be paid. In most cases, the fees are added to the borrowers existing mortgage balances, but there are some exceptions.

    Although they are rare, a few lenders offer FHA streamlines loans that do not add closing or settlement fees to the borrowers loan balances. They also require no cash. This is possible, because the lenders pay the fees for the borrower by issuing the borrower a Title Fee Credit. The Title Fee Credit covers the fees the lenders would typically add to the borrowers balances. The borrowers receive lower mortgage payments, without upfront cash and without using equity to pay fees. The lenders benefit, because they only use a portion of their commissions or revenue to pay the settlement fees via the Title Fee Credit. Everyone wins.

    There are some drawbacks to loans that have the lender pay the settlement fees. First, the borrower rarely gets the lowest rate available, because the lender often increases the rate slightly to justify paying the settlement fees. Second, if a borrower plans to stay in the home for a long time and does not anticipate lower rates in the future, the Title Fee Credit options could end up being more expensive over time. However, in most cases it makes more sense to avoid upfront costs whenever possible, even if it means paying a slightly higher rate. If the borrowers decide to move, sell the homes or see opportunities to drop their rates further in the future, they do not have to worry about money spent on previous transactions.

    In conclusion, when a borrower is able to refinance without cash out of pocket and without adding fees to their existing loan balance, many would consider the transaction free. Although attorneys may disagree, most consumers consider a loan free when they get a lower mortgage payment and keep their loan balances the same. When considering an FHA streamline refinance or interest rate reduction loan, be sure to look at the transaction as a whole and select the option that is most feasible for you.

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  • Condominiums and Property Development

    If you are interested in property development you may have looked at the many condominium properties and wondered if they are right for you. The fact is that it is possible to purchase a condominium to develop but there may be different challenges and setbacks that can be associated with such a project. Here are a few things to consider.

    Condominiums do sell well for many different reasons. The first is that they are usually very low maintenance. A person who is purchasing a condominium does not need to worry about property maintenance in many cases because it is taken care of in the HOA fees. A condominium complex often includes many amenities that people find appealing such as pools and gym facilities.

    However there are some drawbacks to property development in condominium complexes. The first is that there may be a large number of rules and regulations about what is permitted and what is not permitted in a condominium complex. You can get a copy of the rules that will govern life in a condominium complex. You need to consider whether the rules and regulations are too restrictive or whether they will appeal to the widest range of buyers possible. You also need to make sure that you will be able to make any necessary changes to the property when you develop it.

    You also want to make sure that the condo association is in good shape financially. This is important. There needs to be enough money to cover major repairs. If the HOA fees are very low and it seems as though there are quite a few amenities this may mean that there is not enough money to cover any emergency situations that come up. You need to be able to get a complete breakdown of the fees and costs so that you can pass it on to potential buyers if you do decide to purchase and develop the property. Just remember that if a condominium complex is making alarm bells ring for you it is likely that they will do so as well for potential buyers.

    If you are planning on doing renovations that can be quite expensive it is important to look at comparables that have sold in the building or complex as well. The last thing you want is to find that a property will not sell for a price that is high enough to cover the money that you have paid out to renovate and develop the property to your standards.

    By doing your research and choosing the condominium property that you want to develop you can feel fairly confident that you will be able to purchase, renovate and then resell a property and make the kind of profits you are looking for.

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  • Current Property Rates In Delhi

    Delhi has always been the most sought after real estate destinations of India. In recent years, Delhi property market has witnessed an exponential growth rate due to immense improvement in the transport system, expansion of Delhi Metro Rail and the commencement of 2010 Commonwealth Games in the capital. A real estate consultancy had recently rated New Delhi as the 16th most expensive real estate market of the world and one of the costliest retail destinations in India. The demand for real estate development is expected to remain robust across Delhi real estate market due to a huge demand from IT/ITES and other various sectors.

    Delhi residential property market has witnessed immense growth because of huge demand for housing from various sectors. South Delhi is one of the most happening housing places in Delhi real estate market and the rental values of residential properties like the flats, villas and duplex houses are extremely at higher end.

    Delhi, the national capital of India is one of the hottest destinations for investors. One of the main reasons why Delhi is an investors priority is due to its good connectivity with most of the cities in India other than the best connecting city to all international airports. The property prices in Delhi in the recent times have been quite exorbitant.

    Due to all these reasons, the prices of property in Delhi increased exponentially. But with the slowdown, one can see the rates for both the commercial and residential properties coming down.

    Delhis Khan Market has also been in the news recently for being one of the costliest retail locales in the world.

    Till some time back, in the residential market segment, Delhi has been known to have made the most exorbitant transactions as properties have been sold for millions. This trend which was earlier common in the posh localities of South Delhi is now moving towards earlier less significant places like Dwarka. These days, the rental values of residential properties like the apartments and independent houses are quite high.

    Property rates in Delhi:

    Apartment rates in Delhi:-
    Central Delhi Rs 7, 500 to Rs 28, 000 per sq ft
    East Delhi Rs 3, 000 to Rs 6, 000 per sq ft
    West Delhi Rs 4, 000 to Rs 10, 000 per sq ft
    North Delhi Rs 5, 000 to Rs 8, 000 per sq ft
    South Delhi Rs 3, 500 to Rs 12, 500 per sq ft

    Builder flats rate in Delhi:
    Central Delhi Rs 2, 700 to 18, 000 per sq ft
    East Delhi Rs 4, 000 to Rs 10, 000 per sq ft
    West Delhi Rs 5, 800 to Rs 13, 000 per sq ft
    North Delhi Rs 5, 000 to Rs 14, 000 per sq ft
    South Delhi Rs 4, 000 to Rs 28, 000 per sq ft

    Plot rates in Delhi:

    Central Delhi Rs 80, 000 to Rs 5, 00, 000 per sq ft
    East Delhi Rs 25, 000 to Rs 1, 00, 000 per sq ft
    West Delhi Rs 1, 00, 000 to Rs 2, 00, 000 per sq ft
    North Delhi Rs 70, 000 to Rs 2, 50, 000 per sq ft
    South Delhi Rs 75, 000 to Rs 4, 00, 000 per sq ft

    Rental Values in Delhi:

    Apartment rental values (2 Bedroom Hall Kitchen) of Delhi:-
    Central Delhi Rs 8, 000 to Rs 50, 000 per month
    East Delhi Rs 5, 500 to Rs 13, 000 per month
    West Delhi Rs 3, 000 to Rs 10, 000 per month
    North Delhi Rs 5, 000 to Rs 15, 000 per month
    South Delhi Rs 15, 000 to Rs 35, 000 per month

    Builder flat rental values in Delhi:-
    Central Delhi Rs 10, 000 to Rs 60, 000 per month
    East Delhi Rs 4, 000 to Rs 40, 000 per month
    West Delhi Rs 10, 000 to Rs 20, 000 per month
    North Delhi Rs 6, 000 to Rs 30, 000 per month
    South Delhi Rs 8, 000 to Rs 1, 50, 000 per month

    These are the latest rates and rental values of highly potential realty market of Delhi. Being the national capital, the city boasts of a lucrative real estate market. The city has a lot to offer both to sellers and buyers.

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  • Advantages And Disadvantages Of Owning A Condo Unit

    Condominiums have become a very popular type of Philippines homes in the market today. Although many may still dream on owning their own typical house in the suburbs, many Filipinos have opted to buying their own condominium before owning a house. So what are the advantages of owning a condominium rather than any other types of housing in the Philippines?

    Advantages

    Affordability
    According to many people, the reason why condominiums became popular was with their affordability. Although condominiums are recognized for their luxurious living theme, condominiums are known to be more affordable than houses sold in most cities, such as in Manila. And unlike townhouses, condominiums are much more affordable.

    Location
    Another great advantage of owning a condominium is its location. Most condominiums available in the market today are those found near business districts and commercial areas. This allows its residents to be within walking or mass transit distance of business and industrial areas of the city. Another popular location of condominiums are those found in provincial areas. This adds to a condominium’s luxurious quiet life.

    Amenities
    Another popular trait of most condominiums today, particularly the condominium, complexes are its amenities. Most condominium complexes in the Philippines today have their own resort facilities such as swimming pools, gyms, parks and playground equipment. Condominium buildings, on the other hand, doesn’t possess such amenities, however, some are known to have their own gyms and other types of amenities.

    Maintainability
    One popular advantage of owning a condominium is its maintainability. Unlike owning other types of Philippines homes such as a house, condominium are known to have their own maintenance personnel that maintains a condominium’s livability. Other than exterior, because of its typical small size, people wouldn’t have to worry about cleaning.

    Security
    Security is one of its most popular feature. Most condominium complexes and buildings have their own security personnel that maintains peace within a compound or a building.

    Disadvantages
    However, other than its advantages, there have also been several disadvantages to owning a condo unit. One is the size of its unit. Most condominium units are known for their small size. Although perfect for a small family, the parents and a child, bigger family with 3 and more children would find it unsuitable.

    Other than monthly electric and water bills, as well as mortgage bills, condominiums are also known for their monthly fees. Unlike other types of Philippines homes such as a house, these fees are used to maintain a condominium’s livability as well as with its security. It is also used as wages for maintenance and security personnel.

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  • BCRent2Buy Rent to own – The Client First

    What makes BCRent2Buy.com unique? The Client First

    BCRent2Buy Rent to Own – offers a unique rent-to-own program for people who are not able to qualify for a traditional mortgage right now. You can Rent to Own the house of your dreams today! BCRent2Buy – Rent to Own BC (Kamloops Area). Rent to Own homes is our business!

    There are MANY things that make the BCRent2Buy program unique.

    One of them is the fact that we allow our clients to actually pick the home of their dreams and have us buy it for them.

    With most other Rent-to-Own programs, the client (or tenant/buyer) is forced to live in whatever home is available on a rent-to-buy basis. It is usually a problematic property that the owner has not been able to sell traditionally so they are trying to move it through a rent-to-own strategy in order to get top dollar.

    The problem with this scenario is for the tenant-buyer. It is probably not the kind of house theyd really like to live in. It usually requires a lot of upkeep and repairs. It may not be in a very good neighborhood either.

    Quite often these arrangements do not work out for the tenant-buyer,and they end up losing their deposit, and the property owner simply repeats the process with another person.

    At BCRent2Buy, we do it the other way around. We find the client first, and then get them to pick the house that they like best! Then with our investor partners, we buy the house for them and rent-to-own it to them for 2-3 years while we help them get a mortgage.

    Check out everything that makes us different at BCRent2Buy web site

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