• Can You Get More Than One Modification On A Mortgage Loan

    A loan modification is nothing more than an agreement between two parties to modify the terms of an original contract. In the case of a mortgage loan modification, the contract in question is a mortgage contract. Since the agreement is between two private entities, the borrower and the lender, the terms of the contract may be modified as many times as both parties are willing to agree to.

    Since the answer to the question can you get more than one modification on a mortgage loan is yes, many borrowers have some hope if they are trying to save their home from foreclosure a second or third time.

    A persons chance of being approved for a second or third loan modification increases as the time between modifications increases. This means that a person will have a better chance of being approved for another loan modification after a decade from their first loan modification than after a year. This does not mean that a person wont be awarded a second or third loan modification shortly after their original modification, it only means that the borrower will have to have one good reason and one good lawyer to get the modification approved.

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  • Modern Wall Art

    It is nice to be classic when the term itself is accompanied by sophistication but classic needs to be discarded in the system when embracing too much of it is already making us feel antique, as well. Give life some good vibes instead of surrounding the space with a creepy ambiance! And yes, modern wall painting is a solution to the issue.

    An office is a dull space without corporate art and when we mean art, we do not speak here of pieces to make a space look more gloomy. And what else to perk up the surrounding but modern collection! Homes are now made to exude a work space- feel as that of rooms or units that we see in skyscrapers set in the business hub of the city. First, such interior that looks like art boutique is made common to residential condominium units but as time passes, even in small to mansion houses are designed that way, too. They are minimalist. They are plain. The sets of furniture are of one color where some little details are crafted to accent and contrast each other. A few still use drapes yet many will opt for blinds. Of whether we go to Europe or get ourselves exposed to modern Asian art, design and style are common. It could be art deco of Europe or Zen style of Asia. Each is a stand- alone that that is artistically contemporary in design. But together when combined, there will be more boost to modern art. In fact, most of the contemporary arts that we see nowadays are a nice blend of two. Zen gives a feeling of relaxation. The style is simple and neat. Overall, wherever you look at it, the ambiance it exudes is fresh. Set furniture and art displays of geometric shapes and you get the art deco look. Put together is a creation of Asian freshness and Picasso design in one.

    Modern wall paintings that are made for decorative purposes are made to fit in the above-mentioned space interior style. As mentioned, these kinds are common, nowadays, in both commercial and residential spaces. Meanwhile, classic paintings inherited from grandmas can now just stay at the attic while their value appreciates overtime, big time! Antique pieces are meant for investment and let the contemporary ones soothe our sights. Let modern Europe where also the classic Venetian arts flourished and Contemporary Asian art meet this time.

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  • Florida’s New Laws Spell Significant Change for the Real Estate World

    July 1st was a pretty big day for Florida – over 150 different new laws were put into effect, many of which will have a significant impact on those who own and rent homes not only in the metropolitan Jacksonville area, but all across the state.

    Here are a few of the major highlights of these laws and what they might mean to you:

    According to new Florida Law HB77, there are new provisions that make it easier for landlords to evict tenants who only make partial payments on their rent. Now, when a tenant makes a partial payment, they only have a matter of DAYS to pay the remaining balance before eviction proceedings can begin.

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  • Buying Singapore Public Housing At Subsidy – Understanding The Government Cpf Rules.

    Central Provident Fund (CPF) was started on 1 July 1995 and is administered by CPF Board. It is a compulsory comprehensive social security network which aims to provide working Singapore Citizen (SC) and Singapore Permanent Resident (SPR) with sense of security and confidence in their old age. Your monies in the CPF’s can be used to fund the purchase of Singapore Public Housing – by Housing Development Board (HDB) resale flat in the open market. To buy HDB resale flat at subsidy, you can apply for CPF Housing Grant for the resale flat purchase, if you meet the criteria set by HDB resale and CPF rulings.

    Generally you are not eligible for CPF Housing Grant Scheme in cases where you have previously enjoyed a housing subsidy from HDB, or you and all co-applicants are undischarged bankrupts, or own any of the private residential property (including HUDC flat, Executive Condominium), houses, building, land and commercial property in both local or overseas, or have not disposed of these properties within 30 months prior to the application, or if you are buying a 1-room flat or a resale flat of any flat type that has been announced for redevelopment under the Selective Enbloc Redevelopment Scheme.

    If you are cleared by the prerequisites, you are entitled to apply one of the CPF Housing Grant Scheme, and later upgrade to another scheme if further qualified for higher grant. The catch is, you need to commit 5 years of minimum occupation period before you are eligible to sell your resale flat in the open market. Also you will be required to pay a resale levy should you choose to purchase another flat directly from HDB. The amount of resale levy is ranged from $15,000 for 2-room flat to the highest of $50,000 for Executive flat.

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  • Building A Poultry Shed The Cost Effective Solution For Raising Chickens At Home

    Once you have decided that you are going to buy and look after some chickens the next stage before getting them is building a poultry shed for them to live in. You can of course buy poultry sheds, but this has many downsides, they generally come in flat-pack form (so need assembling anyway), they are a mass produced product and can work out very expensive and you rarely get one that suits your needs. When you build a poultry shed you get a far better quality chicken coop that will tick every box.

    By looking after and protecting your chickens in the right way they in turn will look after you by providing you with a constant flow of healthy nutritious eggs for you and the whole family.

    Predators can play a major part in chicken keeping and should not be overlooked or underestimated. Sadly by their very nature and make up your hens can appear as a very tasty food source to a variety of predators in your area.

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